Morpho, the new gateway to decentralized lending

Blockchain has contained DeFi’s innovation to protocols based on pools. Pools are liquid but very inefficient because of the large amounts of inactive liquidity they contain. Morpho brings a completely new approach by combining the capital-efficiency of Peer-To-Peer mechanisms with the liquidity and scalability of lending pool models. The result is a new kind of lending protocol which preserves all the nice properties current money markets have: Borrow/withdraw at any time, almost any amount, instant yields, liquidation guarantees… but also improves the yields by matching their users with one another!